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Credit Reporting Agencies

Credit reporting agencies collect information about you and your credit history from public records, your creditors and other reliable sources. These agencies make your credit history available to your current and prospective creditors and employers as allowed by law. Although credit agencies provide your report, they do not grant or deny credit. (Read the Fair Credit Reporting Act)

The three major agencies are:

Equifax
PO Box 105873
Atlanta, GA 30348
800-685-1111


Experian
PO Box 2002
Allen, TX 75013
Consumer Credit Questions
888-EXPERIAN (888-397-3742)

 

TransUnion
Post Office Box 2000
Chester, PA 19022
(800) 888-4213

 


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